How To Apply

Guadalupe Valley Habitat for Humanity is now accepting new applications at this time.

Habitat Home Buying Program

Guadalupe Valley Habitat for Humanity is an ecumenical Christian organization working in partnership with God’s people in need of a decent and affordable home. Habitat builds new 3- & 4- bedroom homes. Each home has two full baths and costs approximately $145,000.

We offer 15-to-25-year loans with NO INTEREST! Payments are as low as $900 per month (including homeowner’s insurance and property taxes). A non-refundable $2,250 down payment is required (covers first-year homeowner’s insurance, property taxes, and closing costs). An additional non-refundable down payment amount is required for any home options selected at the Lot Selection process.

Qualification Checklist

You must meet all of the following requirements to qualify for the program:

• Have a need for affordable housing by meeting the income guidelines
• Includes income from Social Security, SSI, child support, and/or employment income.
• Does not include TANF, Unemployment, or Food Stamps.
• Have a clear marital status. Acceptable status’ include:
  • – *No Separation
  • – *Divorced
  • – *Single
  • – *Widowed
  • – *Married
• Have a workable credit history. NO credit is GOOD credit! We do not use a credit score.
• Medical and dental bills are not counted against you!
• Have 3 years stable income history.
• Be a permanent resident of Guadalupe County with proof of Social Security number.
• Be a first-time homebuyer or not have owned a home within the last three (3) years.
• Be willing to partner with Habitat by participating in sweat equity and homeowner education meetings.

How to Apply

Pre-Qualification Forms

To apply – complete a pre-qualification form online, mail-in printed PDF, or visit our office. Our office hours are Monday – Friday from 8:30 am to 4:30 pm. Once we have received your form you will receive a response within 2-3 weeks.

Habitat for Humanity of Guadalupe Valley is an equal opportunity homebuilder. Lot availability and prices are subject to change. All applications and pre-applications are subject to approval based on terms and conditions of Habitat for Humanity of Guadalupe Valley, which includes sweat equity. Some restrictions apply; see Habitat staff for more details.